No not at all - a bad credit credit rating does not affect anything.
Yes we will apart from electronics
It is renewable so as long or as short as required.
30 minutes maximum from your arrival at the office to payout.
Yes, each item is stored in a secure facility.
Just the item and your ID
No, we value the item and you can take as much or as little as you require.
Yes you can make additional payments throughout.
Yes as many as required.
Yes, each agreement is completed on its own merit. There are various reasons people choose not to redeem items and it does not affect anything going forward.